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Amount:
Payee Mobile:
Pro Tip: Paying to mobile number uses P2P (person-to-person) mode, which often has higher limits (up to ₹1L daily) and bypasses merchant restrictions. Ensure your UPI app supports mobile number payments.Scan this QR code with any UPI app to pay the amount to the mobile number.
UPI Error Troubleshooting
Select your error for quick fixes:
| Error | Causes | Solutions |
|---|---|---|
| Exceeded Bank Limit / Cannot Pay More Than ₹2000 | Aggregated daily cap (₹1L), per-txn limit (e.g., ₹2K for RuPay cards or P2M), KYC pending, first-txn flag | Switch to P2P mode (mobile number helps), switch apps/banks, wait 24h, re-verify KYC, test ₹1 self-txn, check if using RuPay card (limited to ₹2K/24h for small merchants) |
| Insufficient Funds | Low balance (incl. holds) | Check bank app balance; add funds via NEFT |
| Incorrect PIN | Typos in entry | Double-check; reset PIN in bank app |
| Technical Glitch/Server Down | Bank/NPCI outage | Check downdetector.in; retry in 10-30 mins; alt app |
| Poor Network | Weak signal | Switch WiFi/4G; disable VPN |
| Transaction Timeout | Slow PSP response | Increase app timeout; use QR over deep link |
| Invalid UPI ID / Mobile Number | Unlinked payee or wrong format | Confirm mobile number is UPI-linked; try adding @upi if needed; contact payee for alt |
| Security Block | Unusual device | Clear cache; re-login; contact bank |
| Special Char Txn ID | Invalid chars (2025 rule) | Update app; avoid beta versions |
| Mandate/Pending Auth | Unapproved recurring | Approve in SMS/bank app |
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